Portfolio Management Services

As your investment portfolio grows, so do your investment needs.  The Wealth Management division of Beavis, Wong & Associates / Manulife Securities Incorporated focuses on the special requirements that High Net Worth investors often face.

Managing a large investment portfolio requires skills that go beyond a traditional account consisting primarily of mutual funds and term deposits, and requires the prudent and selective addition of investments such as individual securities, bonds, exchange traded funds, as well as a number of other investment options that often only make sense in a portfolio of a larger size.

As important as investment selection, however, is working with an advisor who has a complete understanding of the psychological differences that come with managing large portfolios.  Marc Beavis understands the often neglected field of Behavioural Finance, and works hard to work alongside clients to uncover their dreams as well as their fears, and to ensure their investment portfolios are aligned with their personal objectives.  Events that routinely occur in the investment world have a profoundly different effect on a large portfolio vs. a small portfolio.  Psychological impacts are amplified, and the ability to manage emotions plays a larger and larger role as the size of an investment account increases.

As financial wealth increases, so do, typically, tax concerns.  Utilizing strategies for High Net Worth individuals tends to pay significant dividends and warrants special attention.

We offer a number of investment services at Beavis, Wong & Associates / Manulife Securities Incorporated including:

  • Portfolio Management for High Net Worth Individuals and Families
  • Pre & Post Retirement Planning
  • Stocks, Bonds, Preferred Shares, Debentures
  • Mutual Funds
  • Term Deposits, GICs
  • RRSPs, RRIFs, & TFSAs & RESPs
  • Group RRSPs & Registered Pension Plans

Pre & Post Retirement Planning
How much time have you spent considering what your retirement years will look like from a financial perspective?  Do you know how much income you will require in your retirement years, the source of that income, and how you will be affected by inflation and taxes?  

Most clients quickly realize the benefit of preparing projections such as this so that they can anticipate what their lives will be like once they have finished working.

A comprehensive financial plan is the right tool to take the peak into the future, and to give you the peace of mind knowing that you are on the right track.

Stocks and other Securities
Most high value accounts benefit from the use of individual securities such as stocks and bonds.  A focus of our portfolio construction is selecting safe, reliable securities that are aligned with the individual investor's objectives.

Mutual Funds
In association with Manulife Securities Incorporated we have access to the management services of most fund companies.

We are not tied to any particular fund family and can always recommend what is in our clients' best interests, without bias to any specific company.

Term Deposits and GICs
If the security of principal is your top priority, term deposits and GICs may be the solution.  We are able to shop the market for the best rates for our clients and in most cases we are able to obtain a higher rate of return than our clients could themselves, even within the same institution.

If you have the need for a guaranteed investment, let us find the best rate available to you.

RRSPs, RRIF, and RESPs and TFSAs
Registered accounts can take on many different shapes, and whether you need an RRSP in order to accumulate assets, or whether you are at the point in your life where your investments need to be converted into a Registered Retirement Income Fund, we can help.

We are available to assist you with the very serious decisions that have to be made both while accumulating assets and then while managing your accounts in retirement.

Registered Education Savings Plans have become a very popular method of funding your child or grandchild's education.  There have been a number of changes in the laws regulating this type of plan in the past few years, and many of the restrictions that at one point made RESPs a questionable investment choice have now been eliminated.

Group RRSPs & Registered Pension Plans
If you are an employer, we can assist you in setting up Group Investment Plans.  These will typically be Group RRSPs, or Registered Pension Plans, each with their own pros and cons. In addition, non-registered plans can be set up in order to assist your employees with their savings programs.